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Who Benefits From the Affordable Care Act Coverage Expansions?  See How Many Could Benefit In Your Area

Confused about Healthcare Reform?  Check out this animated movie by Kaiser Family Foundation.  Health Reform Hits Mainstreet

Report Shows Healthcare Reform Could Add $530 Billion To Budget Deficit.  Read more.

Public Opinion on Individual Mandate Is Changing, Survey Shows.  Read more.

Kaiser Family Foundation Lays Out Impact of PPACA on Small Businesses.  Read more.

HHS announces initiative to “bundle” healthcare.  Read more.

IRS To Provide Health Care Affordability Test for Businesses.  Read more.

HHS Provides Guidelines For Implementation of Health Insurance Exchanges. Read more.

Government leaders release first ever National Prevention and Health Promotion Strategy. 
Read more.

Some Republican governors support health insurance exchanges.  Read more.

Kaiser Family Foundation Commission finds House plan could increase the number of uninsured and reduce those enrolled in Medicaid by tens of thousands.  Read more.

Businesses are finding new ways to pass along increases in the cost of health insurance to employees.  Read more.


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Federal Healthcare Reform
what you need to know ...
Our Services
  • Financial Reporting
  • Risk Assessment
  • Health Insurance and Managed Care
  • Supporting State and Federal Insurance Regulators
  • Data base creation and maintenance
  • Litigation support
Our Specialties
  • Extensive Experience Serving State and Federal Insurance Regulators
  • Health Plans
  • Expert Witness for Attorneys
Who We Are
NovaRest, Inc. is a leading independent actuarial consulting firm providing cost effective actuarial and management consulting services primarily for insurance regulators.  For over a decade and with some of the most senior actuaries in the industry, our goal is to assist regulators in creating an efficient insurance market that meets the needs of the consumer. 
NovaRest, Inc. was founded in 2002 by Donna Novak, FCA, ASA, MAAA, who has over 35 years of industry experience.  All of our consultants, including Donna, have extensive experience focused largely on supporting state and federal insurance regulators which includes CMS Medicare bid desk reviews, CMS Medicare bid audits, and reviews of Retiree Drug Subsidy actuarial attestations.   NovaRest has worked with state regulators, the NAIC, and HHS to implement the Patient Protection and Affordable Care Act (PPACA).  NovaRest was also hired by the NAIC to write the NAIC Health Financial Analyst Manual, used by state insurance departments to regulate health insurers.

At affordable rates, our actuarial firm offers the skills and technical abilities of large actuarial firms with the personal service of a smaller firm.  This allows us to provide timely high quality personalized service.  Our success is driven by our company wide philosphy of approaching every client and situation in an honest, ethical manner, never overpromising, but always over delivering.


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